We are focussing our efforts on encouraging learner drivers to do more practice and to practise in a wider range of driving conditions; on ensuring that the driving test assesses the skills needed for today’s roads and vehicles and those of the future; and on identifying the most promising behavioural, educational and technological interventions that can reduce young driver casualties. The Government’s Road Safety Statement, published on 21 December 2015, announced a Â£2 million research programme to identify the best possible interventions for learner and novice drivers.
Up to 30% off for Nectar shoppers. 26% of Sainsbury’s car insurance customers with a Nectar card saved 30% between 1st August 2015 – 31st January 2016. Introductory discount, minimum premiums apply. Offer for new customers only. Insurers often try to sell you additional products such as windscreen or breakdown cover. Avoid buying these if you don’t need them and, if you do, always check out the cost of the cover individually first. Courtesy car – whilst your car is at one of our approved repairers (subject to availability and eligibility).
The insurance certificate or cover note issued by the insurance company constitutes the only legal evidence that the policy to which the certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. The Act states that an authorised person, such as a police officer, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and evidence of insurance cannot be found by other means such as the MID, then the Police are empowered to seize the vehicle instantly.
Police have the power to seize vehicles that do not appear to have necessary insurance in place. A driver caught driving without insurance for the vehicle he/she is in charge of for the purposes of driving, is liable to be prosecuted by the police and, upon conviction, will receive either a fixed penalty or magistrate’s courts penalty. If you’re the generous sort, you can add other drivers to your policy – known as named drivers – and they’ll be covered to drive your car. Even if you’re not the generous sort, adding a second responsible driver can also help lower the cost of your cover.
Age UK are always committed to providing good customer service. If you buy a product from Age UK, you may be contacted by our partners Feefo on our behalf to find out about your buying experience. Virgin Money Car Insurance is promoted by Virgin Money Personal Financial Service Ltd and arranged and administered by Ageas Retail Limited. Car Insurance is underwritten by an insurer selected from a panel. The only way out is to apply for a Statutory Off Road Notification (SORN), declaring your car will never be driven. See for more.
One possible way to get cheap car insurance could be by owning a car in one of the lowest premium groups. This typically means owning a newer car. When it comes to calculating premiums, insurance groups may not be the full story, however. Insurance companies might use other information, such as age, gender, and driving record, when they calculate premiums. Home address could also taken into consideration; for example, if a driver lives in a high-crime area, they might pay more as insurers consider the car more likely to be damaged or stolen.
In Norway, the vehicle owner must provide the minimum of liability insurance for his vehicle(s) – of any kind. Otherwise, the vehicle is illegal to use. If a person drives a vehicle belonging to someone else, and has an accident, the insurance will cover for damage done. Note that the policy carrier can choose to limit the coverage to only apply for family members or person over a certain age.
Safe driving includes factors like driving within the speed limit and avoiding risky manoeuvres such as harsh acceleration, braking and swerving. We appreciate that sometimes these are unavoidable, however repeated or excessive speeding or harsh manoeuvres will affect your driving score. Your driving score will be compared with other customers to determine the safestÂ drivers.